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Documentation Index

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Execute a cross-border payment using a quote ID obtained from POST /sendmoney/quote. The quote locks the exchange rate for 5 minutes. 
POST /sendmoney
Requires an Idempotency-Key header. Get a quote first using POST /sendmoney/quote to lock your rate.

​
Request Body

​
quote_id
string
required
The quote ID from POST /sendmoney/quote. Valid for 5 minutes.
curl -X POST 'https://api.yativo.com/api/v1/sendmoney' \
  -H 'Authorization: Bearer YOUR_ACCESS_TOKEN' \
  -H 'Content-Type: application/json' \
  -H 'Idempotency-Key: unique-sendmoney-key' \
  -d '{
    "quote_id": "7b91acf8-9d2a-4e38-aa71-9babe9f785cd"
  }'

{
  "status": "success",
  "status_code": 200,
  "message": "Payment initiated successfully",
  "data": {
    "transaction_id": "a0e9e50e-81be-4bd0-9941-0151e68b9e97",
    "status": "pending",
    "from_currency": "USD",
    "to_currency": "MXN",
    "amount": "200.00",
    "rate": "17.20",
    "created_at": "2026-04-01T10:00:00Z"
  }
}

​
Wallet Payout (Alternative)

For a quicker payout without the full send money flow: 
POST /wallet/payout
​
debit_wallet
string
required
Currency to debit from your wallet (e.g. "USD").
​
payment_method_id
number
required
Saved beneficiary payment method ID.
​
quote_id
string
Quote ID to lock the rate. Recommended.
​
amount
number
Amount to send. Required if quote_id is not provided.
curl -X POST 'https://api.yativo.com/api/v1/wallet/payout' \
  -H 'Authorization: Bearer YOUR_ACCESS_TOKEN' \
  -H 'Content-Type: application/json' \
  -H 'Idempotency-Key: unique-payout-key' \
  -d '{
    "debit_wallet": "USD",
    "quote_id": "7b91acf8-9d2a-4e38-aa71-9babe9f785cd",
    "payment_method_id": 21
  }'