Welcome to Yativo

Two platforms, one API surface

Yativo Fiat

Multi-currency accounts, cross-border transfers, virtual accounts, beneficiary management, and subscription billing. Send and receive money in 50+ currencies.

Yativo Crypto

Multi-chain wallets, crypto-funded debit cards, IBAN accounts, token swaps, and a full B2B card issuer program. Build crypto-native financial products.

Key capabilities

Capability	Platform	Description
Multi-currency accounts	Fiat	Hold and move money in 50+ currencies
Cross-border transfers	Fiat	Send funds internationally via a single API call
Virtual accounts	Fiat	Issue receiving accounts per customer or transaction
Beneficiary management	Fiat	Store and reuse recipient bank details across countries
Crypto wallets	Crypto	Multi-chain wallet infrastructure with automatic address generation
Crypto-funded cards	Crypto	Issue debit cards funded from crypto balances
IBAN accounts	Crypto	European bank accounts linked to crypto wallets
Token swaps	Crypto	Cross-chain and same-chain token exchange
Webhooks	Both	Real-time event notifications for all platform activity
B2B customer management	Both	Create and manage sub-accounts for your own customers

Authentication

Platform	How your servers authenticate
Yativo Fiat	Send `X-Api-Key` and `X-Api-Secret` on every request, from an IP on the key’s whitelist. See Authentication.
Yativo Crypto	Exchange your API key and secret for a Bearer token with `POST /v1/auth/token`, then send `Authorization: Bearer <token>`. See Authentication.

Explore the docs

Fiat API Reference

Complete fiat endpoint reference with interactive playground.

Crypto API Reference

Complete crypto endpoint reference.

Guides

Step-by-step tutorials for common integration patterns.

SDKs

TypeScript, Python, PHP, Java, and React SDKs.

Sandbox

Test your integration against live-like sandbox environments.

AI and MCP servers

Connect Claude, Cursor or any MCP client to the docs, your fiat account or an agentic wallet.

​Two platforms, one API surface