What You Can Build
Accept Payments
Issue virtual accounts so customers can pay via local bank transfer, PIX, SPEI, SEPA, and more. Receive webhook notifications when funds arrive.
Send Money
Send cross-border payments to beneficiaries via local bank transfers, SPEI, ACH, SEPA, and LATAM rails. Lock exchange rates with quotes before executing.
Virtual Accounts
Issue dedicated local bank account numbers per customer for automatic payment matching and reconciliation.
Virtual Cards
Issue prepaid virtual Visa/Mastercard cards to your customers for online spending, funded from your wallet balance.
Wallets
Manage multi-currency wallet balances. Hold USD, EUR, BRL, CLP, MXN, COP, PEN, ARS and more.
Customers & KYC
Create and manage customer profiles. Submit KYC/KYB for compliance and unlock features like virtual accounts and virtual cards.
How It Works
1
Create your account
Sign up at app.yativo.com. Authentication is passwordless — enter your email, receive a 5-digit OTP, and you’re in.
2
Complete Business KYC
Submit your company details, upload required documents, and verify your UBOs (Ultimate Beneficial Owners). This unlocks full API access.
3
Get your API credentials
Go to Developer → API Key in your dashboard. Generate your App Secret (PIN verification required). Note your Account ID.
4
Generate a Bearer token
Call
POST /auth/login with your Account ID and App Secret to get a Bearer token (valid 10 minutes). Use this token in all API requests.5
Start building
Create customers, issue virtual accounts, send money, and receive payments — all via the API.
Supported Regions & Payment Rails
Contact your integration team for additional corridors not listed here.
Key Concepts
Environments
Next Steps
Quickstart
Get your first payment working in under 10 minutes.
Authentication
Learn how to authenticate and secure your API calls.