What You Can Build
Accept Payments
Issue virtual accounts so customers can pay via local bank transfer, PIX, SPEI, SEPA, and more. Receive webhook notifications when funds arrive.
Send Money
Send cross-border payments to beneficiaries via local bank transfers, SPEI, ACH, SEPA, and LATAM rails. Lock exchange rates with quotes before executing.
Virtual Accounts
Issue dedicated local bank account numbers per customer for automatic payment matching and reconciliation.
Virtual Cards
Issue prepaid virtual Visa/Mastercard cards to your customers for online spending, funded from your wallet balance.
Wallets
Manage multi-currency wallet balances. Hold USD, EUR, BRL, CLP, MXN, COP, PEN, ARS and more.
Customers & KYC
Create and manage customer profiles. Submit KYC/KYB for compliance and unlock features like virtual accounts and virtual cards.
How It Works
1
Create your account
Sign up at app.yativo.com. Sign-in is passwordless — use a 5-digit email code or a passkey.
2
Complete Business KYC
Submit your company details, upload required documents, and verify your UBOs (Ultimate Beneficial Owners). This unlocks full API access.
3
Create an API key
Go to Developers → API Keys in your dashboard and generate an API key with the IPs of your servers.
4
Authenticate your requests
Send
X-Api-Key and X-Api-Secret on every request. No login call or token refresh needed.5
Start building
Create customers, issue virtual accounts, send money, and receive payments — all via the API.
Supported Regions & Payment Rails
Contact your integration team for additional corridors not listed here.
Key Concepts
Environments
Next Steps
Quickstart
Get your first payment working in under 10 minutes.
Authentication
Learn how to authenticate and secure your API calls.