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The Yativo fiat platform uses two types of account structures: wallets (your business’s multi-currency balances) and virtual accounts (deposit addresses assigned to your customers).

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Your Business Wallets

Your Yativo account comes with one or more currency wallets. Wallets hold your settlement balances and are the source of funds for payouts. You can create additional wallets for different currencies as needed. See the Wallets guide for full documentation including request and response examples.

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Customer Virtual Accounts

Virtual accounts are bank accounts assigned to a specific customer. When a third party sends funds to a virtual account number, the deposit is credited to the corresponding customer and a virtual_account.deposit webhook fires. See the Virtual Accounts guide for the full walkthrough.

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Wallet vs. Virtual Account

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Supported Currencies

To retrieve all currencies supported by the platform:

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Next Steps

  • Wallets — manage your business wallet balances and payouts
  • Virtual Accounts — issue accounts to customers for receiving deposits
  • Deposits — track and process incoming payments