curl -X GET 'https://api.yativo.com/api/v1/beneficiaries/payment-methods/all' \
  -H 'Authorization: Bearer YOUR_ACCESS_TOKEN'

{
  "status": "success",
  "data": [
    {
      "id": "pm-a1b2c3d4-e5f6-7890-abcd-ef1234567890",
      "user_id": "usr-001",
      "gateway_id": 42,
      "currency": "CLP",
      "nickname": "Maria CLP Account",
      "payment_data": {
        "account_number": "12345678",
        "bank_code": "001",
        "account_type": "checking"
      },
      "beneficiary_id": "7a8b9c0d-1e2f-3a4b-5c6d-7e8f9a0b1c2d",
      "created_at": "2026-04-02T10:30:00.000000Z",
      "updated_at": "2026-04-02T10:30:00.000000Z"
    },
    {
      "id": "pm-b2c3d4e5-f6a7-8901-bcde-f12345678901",
      "user_id": "usr-001",
      "gateway_id": 15,
      "currency": "MXN",
      "nickname": "Tech Solutions SPEI",
      "payment_data": {
        "clabe": "012345678901234567"
      },
      "beneficiary_id": "8b9c0d1e-2f3a-4b5c-6d7e-8f9a0b1c2d3e",
      "created_at": "2026-03-20T09:30:00.000000Z",
      "updated_at": "2026-03-20T09:30:00.000000Z"
    }
  ]
}