Skip to main content
interface YativoCard {
  card_id: string;
  display_name: string;
  type: "virtual" | "physical";
  status: "active" | "frozen" | "voided";
  last_four: string;
  spending_limit_amount: number;
  spending_limit_frequency: "daily" | "weekly" | "monthly";
  created_at: string;
}

​
What is the Yativo Card?

The Yativo Card is a crypto-powered payment card that bridges the gap between your digital assets and everyday spending. Fund your card directly from a crypto wallet — your balance is automatically converted and made available for purchases wherever major payment networks are accepted. Whether you need a virtual card for online purchases or a physical card for in-store transactions, the Yativo Card gives you the flexibility to spend your crypto anywhere in the real world without friction.

Virtual Cards

Instant-issue virtual cards for online and contactless payments. Create, freeze, unfreeze, and void cards programmatically.

Physical Cards

Order a physical card delivered to your door. Ideal for in-store purchases and ATM withdrawals.

Crypto Funding

Fund your card with USDC on Solana. Deposits are automatically processed and credited to your card balance.

IBAN Integration

Activate a dedicated IBAN to receive EUR bank transfers directly to your card account.

Spending Limits

Set daily and per-transaction spending limits for your card or your customers’ cards.

Transaction History

Query full transaction history with filtering by status, date, and card.

Dispute Management

File disputes for unauthorized or erroneous charges with structured reason codes.

B2B Issuer Program

Issue cards to your own customers under your brand. Fund customer wallets and manage cards at scale.

​
How It Works

Crypto Wallet (USDC on Solana)
         │
         ▼
 Yativo Card Wallet
         │
         ▼
  Card Balance (spendable)
         │
         ▼
 Virtual / Physical Card
         │
         ▼
 Payment Network (online & in-store)
  1. Deposit crypto — Send USDC on Solana to your Yativo Card funding address.
  2. Auto-convert — Funds are automatically detected, processed, and credited to your card wallet.
  3. Spend anywhere — Use your virtual or physical card for purchases worldwide.
  4. Track transactions — Monitor every transaction in real time via the API.

​
Key Features

Instant Virtual Cards

Create virtual cards in seconds via API. No waiting, no manual approval.

Programmable Controls

Freeze, unfreeze, void cards, and set spending limits programmatically.

Secure Card Details

Sensitive card data (PAN, CVV) is accessed through ephemeral tokens, never exposed in plaintext API responses.

EUR IBAN Support

Accept EUR bank transfers via a dedicated IBAN linked to your card account.

Automatic Conversion

Deposit crypto and our automatic conversion layer handles the conversion seamlessly.

Dispute Resolution

Structured dispute workflow with reason codes and tracking.

​
B2B Card Issuer Program

The Yativo Card Issuer Program allows businesses to issue cards to their own customers under a white-label arrangement. As an issuer, you can:
  • Onboard customers — Manage KYC and card creation on behalf of your users.
  • Fund customer wallets — Transfer funds from your issuer wallet to customer card accounts.
  • Manage cards at scale — Create, freeze, and void customer cards via API.
  • Custom spending controls — Set per-customer spending limits and restrictions.
  • Webhooks — Subscribe to real-time events for each customer account.
The Issuer Program requires separate enrollment. See the Issuer Program documentation for how to apply.

​
Onboarding Requirement

Before issuing cards, all users must complete a one-time onboarding flow:
  1. Register your card account (name, email)
  2. Complete KYC verification
  3. Accept the cardholder terms and conditions
  4. Initialize your card wallet
See the Onboarding Guide for the complete step-by-step flow.

​
Supported Regions

The Yativo Card is available in supported jurisdictions. Contact support@yativo.com for the latest list of supported countries and any regional restrictions that may apply.

​
Next Steps

Start Onboarding

Complete the card account onboarding flow to get started.

Sandbox Testing

Review mock responses and understand the card API before going live.