> ## Documentation Index
> Fetch the complete documentation index at: https://docs.yativo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Yativo Card Overview

> Crypto-funded virtual and physical payment cards for individuals and businesses

<Accordion title="TypeScript Type Definitions">
  ```typescript theme={null}
  interface YativoCard {
    card_id: string;
    display_name: string;
    type: "virtual" | "physical";
    status: "active" | "frozen" | "voided";
    last_four: string;
    spending_limit_amount: number;
    spending_limit_frequency: "daily" | "weekly" | "monthly";
    created_at: string;
  }
  ```
</Accordion>

## What is the Yativo Card?

The Yativo Card is a crypto-powered payment card that bridges the gap between your digital assets and everyday spending. Fund your card directly from a crypto wallet — your balance is automatically converted and made available for purchases wherever major payment networks are accepted.

Whether you need a virtual card for online purchases or a physical card for in-store transactions, the Yativo Card gives you the flexibility to spend your crypto anywhere in the real world without friction.

<CardGroup cols={2}>
  <Card title="Virtual Cards" icon="credit-card" href="/yativo-crypto/cards/virtual-cards">
    Instant-issue virtual cards for online and contactless payments. Create, freeze, unfreeze, and void cards programmatically.
  </Card>

  <Card title="Physical Cards" icon="id-card" href="/yativo-crypto/cards/physical-cards">
    Order a physical card delivered to your door. Ideal for in-store purchases and ATM withdrawals.
  </Card>

  <Card title="Crypto Funding" icon="wallet" href="/yativo-crypto/cards/funding">
    Fund your card with USDC on Solana. Deposits are automatically processed and credited to your card balance.
  </Card>

  <Card title="IBAN Integration" icon="building-columns" href="/yativo-crypto/cards/iban">
    Activate a dedicated IBAN to receive EUR bank transfers directly to your card account.
  </Card>

  <Card title="Spending Limits" icon="gauge" href="/yativo-crypto/cards/spending-limits">
    Set daily and per-transaction spending limits for your card or your customers' cards.
  </Card>

  <Card title="Transaction History" icon="list" href="/yativo-crypto/cards/transactions">
    Query full transaction history with filtering by status, date, and card.
  </Card>

  <Card title="Dispute Management" icon="flag" href="/yativo-crypto/cards/disputes">
    File disputes for unauthorized or erroneous charges with structured reason codes.
  </Card>

  <Card title="B2B Issuer Program" icon="building" href="/yativo-crypto/cards/issuer-program">
    Issue cards to your own customers under your brand. Fund customer wallets and manage cards at scale.
  </Card>
</CardGroup>

***

## How It Works

```
Crypto Wallet (USDC on Solana)
         │
         ▼
 Yativo Card Wallet
         │
         ▼
  Card Balance (spendable)
         │
         ▼
 Virtual / Physical Card
         │
         ▼
 Payment Network (online & in-store)
```

1. **Deposit crypto** — Send USDC on Solana to your Yativo Card funding address.
2. **Auto-convert** — Funds are automatically detected, processed, and credited to your card wallet.
3. **Spend anywhere** — Use your virtual or physical card for purchases worldwide.
4. **Track transactions** — Monitor every transaction in real time via the API.

***

## Key Features

<CardGroup cols={3}>
  <Card title="Instant Virtual Cards" icon="bolt">
    Create virtual cards in seconds via API. No waiting, no manual approval.
  </Card>

  <Card title="Programmable Controls" icon="sliders">
    Freeze, unfreeze, void cards, and set spending limits programmatically.
  </Card>

  <Card title="Secure Card Details" icon="shield-halved">
    Sensitive card data (PAN, CVV) is displayed via a Yativo-hosted secure page — never exposed in plaintext API responses.
  </Card>

  <Card title="EUR IBAN Support" icon="euro-sign">
    Accept EUR bank transfers via a dedicated IBAN linked to your card account.
  </Card>

  <Card title="Automatic Conversion" icon="arrows-left-right">
    Deposit crypto and our automatic conversion layer handles the conversion seamlessly.
  </Card>

  <Card title="Dispute Resolution" icon="scale-balanced">
    Structured dispute workflow with reason codes and tracking.
  </Card>
</CardGroup>

***

## B2B Card Issuer Program

The Yativo Card Issuer Program allows businesses to issue cards to their own customers under a white-label arrangement. As an issuer, you can:

* **Onboard customers** — Manage KYC and card creation on behalf of your users.
* **Fund customer wallets** — Transfer funds from your issuer wallet to customer card accounts.
* **Manage cards at scale** — Create, freeze, and void customer cards via API.
* **Custom spending controls** — Set per-customer spending limits and restrictions.
* **Webhooks** — Subscribe to real-time events for each customer account.

<Note>
  The Issuer Program requires separate enrollment. See the [Issuer Program documentation](/yativo-crypto/cards/issuer-program) for how to apply.
</Note>

***

## Onboarding Requirement

Before issuing cards, all users must complete a one-time onboarding flow:

1. Register your card account (name, email)
2. Complete KYC verification
3. Accept the cardholder terms and conditions
4. Initialize your card wallet

See the [Onboarding Guide](/yativo-crypto/cards/onboarding) for the complete step-by-step flow.

***

## Supported Regions

The Yativo Card is available in supported jurisdictions. Contact [support@yativo.com](mailto:support@yativo.com) for the latest list of supported countries and any regional restrictions that may apply.

***

## Next Steps

<CardGroup cols={2}>
  <Card title="Start Onboarding" icon="rocket" href="/yativo-crypto/cards/onboarding">
    Complete the card account onboarding flow to get started.
  </Card>

  <Card title="Sandbox Testing" icon="flask" href="/sandbox/cards">
    Review mock responses and understand the card API before going live.
  </Card>
</CardGroup>