> ## Documentation Index
> Fetch the complete documentation index at: https://docs.yativo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get verification form

> Prefill, missing fields and allowed business structures

Use this when you collect business details in your own app. Individual customers add their ID and selfie on the onboarding page. The tax identification number is never prefilled.

See [Verify a business customer with your own form](https://docs.yativo.com/yativo-fiat/card-checkout.md#or-verify-a-business-customer-with-your-own-form).

```bash cURL theme={null}
curl 'https://api.yativo.com/api/v1/card-checkout/customers/4f0c1e1a-8d2b-4c7e-9b1a-3e5f6a7b8c9d/verification' \
  -H 'X-Api-Key: YOUR_API_KEY' \
  -H 'X-Api-Secret: YOUR_API_SECRET'
```


## OpenAPI

````yaml openapi-fiat.yaml GET /card-checkout/customers/{customer_id}/verification
openapi: 3.0.3
info:
  title: Yativo Fiat API
  description: >
    The Yativo Fiat API enables businesses to manage customers, run KYC/KYB,
    send and receive

    cross-border payments, issue virtual accounts and virtual cards, accept card
    payments through

    Card Checkout, manage beneficiaries, and more.


    **Base URLs**

    | Environment | URL |

    |---|---|

    | Production | `https://api.yativo.com/api/v1` |

    | Sandbox | `https://smtp.yativo.com/api/v1` |


    **Authentication**

    Send `X-Api-Key` and `X-Api-Secret` on every request. Create keys in the
    dashboard under

    **Developers → API Keys**. Each key only works from the server IPs listed on
    it (enforced since

    14 October 2026). Keys don't expire and there's no login call or token
    refresh.


    Login tokens (`POST /auth/login` with an Account ID and App Secret, and
    `Authorization: Bearer`)

    have been discontinued and don't work for API requests.


    Endpoints that change how a person signs in (passkeys, two-factor
    authentication, PIN)

    or delete the account can't be called with an API key. Use the dashboard for
    those.

    API keys and IP whitelists can only be managed in the dashboard.


    **Rate limits**

    Per business account: 20 writes (`POST`, `PUT`, `PATCH`, `DELETE`) and 50
    reads (`GET`) a second.

    Some plans set their own limit. Enterprise plans have no general limit.


    **Idempotency**

    Send an `Idempotency-Key` header on every `POST`, `PUT`, `PATCH` and
    `DELETE` request. Use a new

    key for each distinct operation. Reusing a key for a completed request
    within 60 minutes returns

    `409`. Reusing a key with a different body also returns `409`.


    **KYC endpoints** are hosted on a separate platform at
    `https://kyc.yativo.com`. They are

    documented here for completeness but use that base URL, not the main API
    base.
  version: 1.0.0
  contact:
    name: Yativo Support
    url: https://yativo.com
servers:
  - url: https://api.yativo.com/api/v1
    description: Production
  - url: https://smtp.yativo.com/api/v1
    description: Sandbox
security:
  - apiKey: []
    apiSecret: []
tags:
  - name: Customers
    description: Create and manage customer profiles.
  - name: KYC / KYB
    description: >
      Identity verification for individual customers (KYC) and business
      customers (KYB).

      Submission endpoints are on `https://kyc.yativo.com/api`.
  - name: KYC Lookups
    description: >
      Lists your KYC and KYB forms need: countries, subdivisions, postal code
      formats, ID types,

      occupations, industries and allowed values. Served from
      `https://kyc.yativo.com/api`.
  - name: Payments & Transfers
    description: Exchange rates, quotes, payout methods, and wallet payouts.
  - name: Card Checkout
    description: >-
      Let your customers sell by debit and credit card on a Yativo-hosted
      checkout page.
  - name: Deposits
    description: Initiate and retrieve payin deposits.
  - name: Virtual Accounts
    description: Issue and manage virtual bank accounts for customers.
  - name: Wallets
    description: View balances, create wallets, and list wallet payouts.
  - name: Beneficiaries
    description: >-
      Save recipients' account details as beneficiaries and reuse them in
      payouts.
  - name: Transactions
    description: List, retrieve, track, and download receipts for all transaction types.
  - name: Virtual Cards
    description: >-
      Issue, manage, and terminate prepaid virtual cards. Every card request
      works only on your own cards. Any other card ID returns `404` with `Card
      not found`.
  - name: Payouts
    description: Single payouts to beneficiaries.
  - name: Currency Swap
    description: Swap balance between your own currency wallets.
  - name: IP Whitelist
    description: Check whether your server's IP can use your API key.
  - name: Corporate Cards
    description: >-
      Employees, their KYC, cards, card balances, memos and the USDC funding
      address. By invitation only.
  - name: Corporate Card Transactions
    description: Card activity on your corporate cards, with disputes, notes and invoices.
  - name: Corporate Card Links
    description: >-
      Each corporate card's employee-only page for card details and PIN,
      employee card sign-in, and branding.
  - name: Webhooks
    description: Register and manage webhook endpoints for real-time event notifications.
  - name: Sandbox
    description: Endpoints that exist only on the sandbox host. Production refuses them.
  - name: Developer
    description: Webhook event inspection.
  - name: RFIs
    description: >-
      Compliance requests for information; save draft answers via API (not
      auto-submitted upstream).
paths:
  /card-checkout/customers/{customer_id}/verification:
    get:
      tags:
        - Card Checkout
      summary: Get verification form
      description: >
        The verification form for the customer's kind, prefilled from its KYC or
        KYB record, plus `missing_fields` and allowed `business_structures`.


        For an individual, `kind` is `individual`. Individuals add their ID and
        selfie on the onboarding page. The tax identification number is never
        prefilled.


        See [Card
        Checkout](/yativo-fiat/card-checkout#or-verify-a-business-customer-with-your-own-form).
      parameters:
        - name: customer_id
          in: path
          required: true
          schema:
            type: string
      responses:
        '200':
          description: Prefill and current status
          content:
            application/json:
              schema:
                type: object
                properties:
                  status:
                    type: string
                    example: success
                  status_code:
                    type: integer
                    example: 200
                  message:
                    type: string
                    example: Request successful
                  data:
                    $ref: '#/components/schemas/CardCheckoutVerification'
        '403':
          description: Card Checkout is not enabled
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardCheckoutError'
        '404':
          description: Not one of your customers
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardCheckoutError'
        '409':
          description: Submit the `card_checkout` endorsement first
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardCheckoutError'
components:
  schemas:
    CardCheckoutVerification:
      type: object
      properties:
        kind:
          type: string
          enum:
            - business
            - individual
        verification:
          type: object
          properties:
            verification_status:
              type: string
              enum:
                - not_started
                - pending
                - processing
                - action_required
                - manual_review
                - approved
                - rejected
        prefill:
          $ref: '#/components/schemas/CardCheckoutVerificationPrefill'
        missing_fields:
          type: array
          items:
            type: string
          description: Present for business customers.
        business_structures:
          type: array
          items:
            type: string
          description: >-
            Structures valid for `prefill.country`. Present for business
            customers.
    CardCheckoutError:
      type: object
      properties:
        status:
          type: string
          example: failed
        status_code:
          type: integer
          example: 403
        message:
          type: string
        data:
          type: object
          properties:
            error:
              type: string
              example: >-
                Card checkout is not enabled for your account. Contact support
                to request access.
            code:
              type: string
              example: card_checkout_not_enabled
              description: >
                Common values: `card_checkout_not_enabled`,
                `card_checkout_access_declined`, `merchant_not_enabled`,
                `customer_not_endorsed`, `customer_not_found`,
                `duplicate_reference`, `endorsement_not_submitted`,
                `endorsement_not_approved`, `already_verified`,
                `verification_not_started`, `nothing_requested`,
                `currency_not_supported`, `amount_out_of_range`,
                `amount_exceeds_available`, `no_payout_method`,
                `payout_method_not_found`, `payout_method_rejected`,
                `payout_method_fields_required`, `payout_not_found`,
                `payout_not_cancelable`, `payout_refused`,
                `payment_method_not_enabled`, `use_onboarding_page`,
                `missing_fields`, `invalid_business_structure`,
                `verification_refused`, `provider_unavailable`.
        error:
          $ref: '#/components/schemas/ErrorSummary'
        error_details:
          $ref: '#/components/schemas/ErrorDetails'
    CardCheckoutVerificationPrefill:
      type: object
      properties:
        business_name:
          type: string
          example: Acme LLC
        business_structure:
          type: string
          example: single_member_llc
        business_tax_identification_number:
          type: string
          example: 12-3456789
        business_website:
          type: string
          example: https://acme.example
        country:
          type: string
          example: US
        place_of_incorporation:
          type: string
          example: DE
        address:
          $ref: '#/components/schemas/CardCheckoutAddress'
        first_name:
          type: string
          example: Jane
        last_name:
          type: string
          example: Doe
        date_of_birth:
          type: string
          format: date
          example: '1985-04-12'
        tax_identification_number:
          type: string
          nullable: true
          description: >-
            Never prefilled. For a submit, the representative's personal tax ID
            (sent once and not stored).
    ErrorSummary:
      type: object
      description: Short error summary included in every failed response.
      properties:
        code:
          type: string
          enum:
            - invalid_argument
            - unauthenticated
            - permission_denied
            - not_found
            - method_not_allowed
            - rate_limited
            - internal_error
          description: Short code from the HTTP status.
          example: invalid_argument
        message:
          type: string
          description: Same as the top-level `message`.
        request_id:
          type: string
          description: >-
            Your `X-Request-Id` header if you sent one, otherwise an ID starting
            `req_`. Quote it when you contact support.
          example: req_5f2c9a1e7b3d4c8a6e0f1b2d
    ErrorDetails:
      type: object
      description: >-
        Included on every failed response, with the same shape for every
        endpoint.
      properties:
        code:
          type: string
          enum:
            - bad_request
            - unauthenticated
            - payment_required
            - forbidden
            - not_found
            - method_not_allowed
            - conflict
            - validation_error
            - rate_limited
            - server_error
            - not_implemented
            - upstream_error
            - service_unavailable
            - upstream_timeout
          example: validation_error
        message:
          type: string
          example: The amount field is required.
        http_status:
          type: integer
          example: 422
        fields:
          type: object
          description: >-
            Messages per field. When the error isn't about a field, the message
            is under `error`.
          additionalProperties:
            type: array
            items:
              type: string
        retryable:
          type: boolean
          description: '`true` for 409, 429, 500, 502, 503 and 504.'
          example: false
        retry_after:
          type: integer
          nullable: true
          description: Seconds to wait before retrying, from the `Retry-After` header.
    CardCheckoutAddress:
      type: object
      properties:
        line1:
          type: string
          example: 1 Corp Way
        line2:
          type: string
          nullable: true
        city:
          type: string
          example: Dover
        state:
          type: string
          example: DE
        postal_code:
          type: string
          example: '19901'
        country:
          type: string
          description: ISO 3166-1 alpha-2. Used when answering an address item.
  securitySchemes:
    apiKey:
      type: apiKey
      in: header
      name: X-Api-Key
      description: >-
        Your API key (`yativo_pk_...`) from Developers → API Keys. Send together
        with X-Api-Secret.
    apiSecret:
      type: apiKey
      in: header
      name: X-Api-Secret
      description: Your API secret (`yativo_sk_...`), shown once when the key is created.

````

This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.